How high are the costs?

The costs of course vary strongly. For the insemination the usual average payment per cycle lies in average at around 200,- euros. If additional hormonal treatment is wished you should count with an additional sum of around 500,- euros.

Health insurances pay up to 50% of the costs of up to three cycles – if there are given hormons. If not you could get a 50% support for up to 8 cycles.

For IVF/ICSI the costs lie between 4000,- up to 6000,- euros.

Health insurances pay up to 50% of three treatments in maximum.

Basic conditions – health insurances only pay if…

  • Minimum age is 25 years (woman and man)
  • Maximum age of 40 years for the woman
  • Maximum age of 50 years for the man
  • It has to be a married couple

The regions Sachsen, Sachsen-Anhalt, Thüringen, Mecklenburg-Vorpommern and Niedersachen support couples much more. For the first three treatments you can get a support of over 25% of the co-payment for the first three treatments and 50% for the forth one.

Success rate

As with every statistics it is important to see from which numbers the result is calculated. The pregnancy probability after artificial insemination in Germany is at around 28-29%. But…in comparision with their foreign colleagues doctors in Germany are only allowed to let three of the eggs with sperms grow to embryos. So abroad simply the „best“ embryo from many can be implanted into the uterus.

Anyway, according to the statistics of the German register for artificial insemination (DIR) there were born this way in average 12.625 children between the years 2001 to 2011.

Legal obstacles

Sperm donation – only own sperms can be used for articifial insemination. If the couple is „buying“ the sperms the health insurances do not pay for it.

Egg donation – only own eggs of the woman can be taken for later use. Egg donations is against the law in Germany.